Medicare Plans
Medicare Open Enrollment: October 15 - December 7 (1/1/27 Start)
*Medicare Advantage (MA) Open Enrollment: January 1 - March 31
How you can prepare:
Health Insurance Marketplace
Health Insurance Open Enrollment: November 1 - December 15 (1/1/27 Start)
**Health Insurance Open Enrollment: December 16 - January 15 (2/1/27 Start)
How you can prepare:
*The second set of Medicare Open Enrollment dates are only for those currently with Medicare Advantage plans to change plans or drop Medicare Advantage (inquire within)
**The second set of Health Insurance Open Enrollments do not apply to all states.
At Financial Visions Insurance, our mission is to help you protect what you’ve worked for—by creating retirement, long-term care, and Medicare strategies that provide clarity, reliable income, and peace of mind for the future.
With over 20 years of experience, we help individuals and couples create complete retirement strategies that bring clarity, confidence, and long-term security.
Our approach goes beyond individual products—we focus on how everything works together, including retirement income planning, Medicare decisions, Social Security timing, and strategic spend-down strategies.
Whether you’re preparing for retirement or already there, we help you:
With specialized expertise in income planning and annuity strategies, we design solutions that help turn your savings into a predictable, dependable financial future.
We offer solutions to minimize risk and increase assets. Our goal is to provide you with the protection that meets your unique needs and budget. We have access to many financial tools and use a consultative approach. A few ways we help our clients:
These are some of our most popular strategies.
With over 20 years of experience in the insurance and financial planning industry, Bernardino "Dino" Restrepo is a seasoned consultant specializing in retirement, income, and Medicaid planning. As the co-founder of Financial Visions Insurance LLC, founded alongside his fiancée Elizabeth, Dino helps individuals and families navigate complex financial challenges using innovative insurance strategies.
Dino's expertise spans personal pensions, life insurance, and Medicaid planning. He has worked closely with top carriers like Allianz Life, F&G, and National Guardian Life (NGL) to drive business growth and provide strategic solutions that have resulted in over $500 million in annuity sales.
A Certified Medicaid Planner (CMP), Dino is passionate about offering personalized service and building lasting relationships with clients-values that are at the core of Financial Visions Insurance.
Born and raised in Minneapolis, MN, Dino studied at the University of Minnesota and now resides in Haslet, TX. He has two grown children, Alex and Rachel, and is a proud grandfather to grandsons Landon and Grayson. Outside of work, Dino enjoys following the Minnesota Twins and Vikings, cooking, exercise and binge-watching streaming series and exploring the world with Elizabeth.
With over 20 years of experience in insurance and finance, Elizabeth brings a wealth of knowledge and strategic insight to Financial Visions Insurance. She began her career as a health insurance actuarial consultant with Deloitte & Touche after earning her MBA in Finance, Accounting, and Actuarial Science from the University of Minnesota. Over time, she transitioned into corporate finance and insurance, specializing in strategic wealth-building solutions.
Elizabeth is passionate about empowering her clients with financial strategies that are often utilized by the wealthy but should be accessible to everyone. She believes that financial literacy is the key to getting out of debt quickly and moving toward long-term financial abundance, despite your age. As a dedicated coach and guide, she ensures her clients understand the strategies available to them and makes it her mission to provide solutions tailored to their unique needs.
Originally from Minnesota, Elizabeth has also lived in Tunisia and California before making Texas her home. She has three grown children and enjoys a lifelong love of learning. In her free time, she loves reading, spending time with family and friends, watching comedy shows (Jeff Dunham, Jo Koy, etc.), attending plays, listening to music, traveling, hiking, and trying new experiences.